| Fee Schedule Effective November 1, 2009 |
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|
Share Savings and Checking Fees
|
| Draft monthly service fee (balance below $500) |
$2.00 |
| Non-sufficient funds (NSF) |
$25.00 |
| Return deposit item |
$25.00 |
| Statement copy |
$3.00 |
| Account history |
$1.00 |
| Microfilm check copy |
$3.00 |
| Overdraft transfer (per item) |
$1.00 |
| Stop payment (drafts/ACH) |
$25.00 |
| Account reconciliation (per hour) |
$20.00 |
| Cost of checks |
Varies with selection |
| Account Research Fee (per hour) one hour minimum |
$20.00 |
| Certified draft |
$1.00 |
| Credit Union Check (non-member) |
$5.00 |
| Excessive Withdrawal fee (8 per month allowed) |
$3.00 |
| Escheat fee |
$30.00 |
| Returned Statement fee |
$5.00 |
| Share account close fee |
$5.00 |
| Reopen closed share account |
$10.00 |
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|
ATM Fees
|
| ATM card monthly fee |
$1.00 |
| ATM transaction fee after (6) |
$1.50 |
| ATM account overdrawn |
$25.00 |
| ATM PIN replacement |
$5.00 |
| ATM card replacement (lost or stolen) |
$5.00 |
| ATM card rush replacement fee |
$30.00 |
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| Service Center Fees |
|
Per Transaction fee
|
$3.00
|
| |
| Miscellaneous Fees |
| Money order |
$2.00 |
| Travelers checks (per $100) |
$1.00 |
| Credit Union Check (one free per day) |
$3.00 |
|
Wire transfers
|
|
| Foreign Wire |
$30.00 |
| Domestic Wire |
$15.00 |
| Non-PAT transfer |
$3.00 |
| Pre-Authorized withdrawal NSF fee |
$25.00 |
| Document search/copy |
$3.00 |
| Garnishment/Levy processing |
$40.00 |
| Dormant account (per month after 24 months of no activity) |
$3.00 |
Check cashing
(no fee if $250 in saving or another service relationship.) |
$3.00 |
| Christmas Club per withdrawal fee |
$10.00 |
| Non-member cashing member draft |
$5.00 |
| Verifcation of Deposit |
$10.00 |
| Fax Fee |
First page $2.00, $.50 additional pages |
| Photocopy Fee |
$1.00/page |
|
Statement Copy Fee $3.00 each
|
| VISA Credit Card Fees |
| VISA card replacement |
$5.00 |
| VISA rush order on card |
$30.00 |
| VISA immediate increase |
$20.00 |
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| There may be other fees which govern an account , loan or credit card that are indicated on a separate disclosure. |