Risk-Based | Loans | Savings | Certificates
Shopping For a New or Used Vehicle?
Whether you purchase a new or used vehicle, or if you want to refinance a higher-rate loan from another financial institution, make Credit Union Advantage your choice for vehicle financing with rates as low as 4.75%APR. (A+ Rating-Member discounts apply)
|
LOAN RATES EFFECTIVE AUGUST 2010
|
New Vehicle
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 1-60 months |
5.00 |
6.00 |
7.00 |
10.00 |
14.00 |
New Vehicle - Over 72 months
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 72 Months |
5.00 |
6.00 |
7.00 |
10.00 |
14.00 |
New Vehicle- 84 Months
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 84 Months |
5.00 |
6.00 |
7.00 |
10.00 |
14.00 |
Used Vehicle (2009 - Call for older Vehicle Rates)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 1-60 months |
5.00 |
6.00 |
7.00 |
10.00 |
14.00 |
DO THE MATH!!
From now through September 30, 2010, you can get a FREE CARFAX REPORT when you finance your used car purchase with Credit Union Advantage.You also get low rates, insurance discounts, terms up to 84 months and member relationship discounts.
This is a great vehicle financing value! Apply or ask for more information today.
| Loans |
Rate |
APR* |
Terms |
|
| Revolving Loan |
15.00% |
15.00% |
n/a |
Calculator |
| *Certificate Secured Loan rate is 2% over the pledged certificate rate |
2.00%* |
2.00%* |
120 |
Calculator |
| Share Secured |
5.00% |
5.00% |
120 |
Calculator |
| Signature Loans $500 - $5,000 Summer Loan Special |
7.50% |
7.50% |
36 |
Calculator |
| Signature Loans $5,001 - $20,000 |
9.50% |
9.50% |
48 |
Calculator |
| Signature Loans $20,001 + |
10.50% |
10.50% |
60 |
Calculator |
|
|
SAVINGS RATES EFFECTIVE AUGUST 2010 |
| Savings |
Rate |
APY* |
Term |
| Regular Shares - $100 dividend minimum balance |
0.20
|
0.20
|
n/a |
| Christmas Club -$100 dividend minimum balance |
0.55
|
0.56 |
n/a |
| Penny Savers - $5 minimum balance |
0.20
|
0.20
|
n/a |
| Individual Retirement Account (IRA) - $100 minimum balance |
0.75
|
0.76 |
n/a |
| Teen Advantage Saving - $5 minimum balance |
0.20
|
0.20
|
n/a |
| Money Market- Tier One $500 - $1,999 |
0.25
|
0.25
|
n/a |
| Money Market- Tier Two $2,000 - $9,999 |
0.35 |
0.35
|
n/a |
| Money Market- Tier Three $10,000 - $49,999 |
0.45
|
0.45
|
n/a |
| Money Market- Tier Four $50,000 and over |
0.55
|
0.55
|
n/a |
*APY = Annual Percentage Yield
All rates are subject to change without notice.
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|
| CERTIFICATE RATES EFFECTIVE AUGUST 2010 |
Ask about our 3.00%APY 40-month Youth Certificate of Deposit
| Certificatesof Deposit |
Rate |
APY* |
Term |
| 3 Month |
0.34% |
0.35% |
3 |
| 6 Month |
0.49% |
0.50% |
6 |
| 6 Month - Jumbo |
0.59% |
0.60% |
6 |
| 12 Month |
0.84% |
0.85% |
12 |
| 12 Month - Jumbo |
0.94% |
0.95% |
12 |
| 18 Month |
1.09% |
1.10% |
18 |
| 18 Month - Jumbo |
1.19% |
1.20% |
18 |
| 24 Month |
1.19% |
1.20% |
24 |
| 24 Month - Jumbo |
1.29% |
1.30% |
24 |
| 30 Month |
1.39% |
1.40% |
30 |
| 30 Month - Jumbo |
1.49% |
1.50% |
30 |
| 36 Month |
1.54% |
1.55% |
36 |
| 36 Month - Jumbo |
1.64% |
1.65% |
36 |
| 48 Month |
1.79% |
1.80% |
48 |
| 48 Month - Jumbo |
1.88% |
1.90% |
48 |
| 60 Month |
2.13% |
2.15% |
60 |
| 60 Month - Jumbo |
2.23% |
2.25% |
60 |
Note: All rates are subject to change without notice.
