Risk-Based | Loans | Savings | Certificates
Shopping For a New or Used Vehicle?
Whether you purchase a new or used vehicle, or if you want to refinance a higher-rate loan from another financial institution, make Credit Union Advantage your choice for vehicle financing with rates as low as 2.75%APR. (A+ Rating-Member discounts apply)
|
LOAN RATES EFFECTIVE JANUARY 2012
|
New & Used Vehicle
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 1-72 |
3.75 |
5.75 |
6.75 |
10.75 |
12.75 |
New and Used Vehicle
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 73-84 months |
4.00 |
6.00 |
7.00 |
10.00 |
13.00 |

DO THE MATH!!
RATES AS LOW AS 2.75%
You also get low rates, insurance discounts, terms up to 84 months and member relationship discounts.
This is a great vehicle financing value! Apply or ask for more information today.
| Loans |
Rate |
APR* |
Terms |
|
| Revolving Loan |
15.00% |
15.00% |
n/a |
Calculator |
| *Certificate Secured Loan rate is 2% over the pledged certificate rate |
2.00%* |
2.00%* |
120 |
Calculator |
| Share Secured |
2.75% |
2.75% |
120 |
Calculator |
| Signature Loans $500 - $5,000 Holiday Wishes until 3-31-12 |
6.50% |
6.50% |
36 |
Calculator |
| Signature Loans $5,001 - $20,000 |
7.50% |
7.50% |
48 |
Calculator |
| Signature Loans $20,001 + |
8.50% |
8.50% |
60 |
Calculator |
|

|
SAVINGS RATES EFFECTIVE JANUARY |
| Savings |
Rate |
APY* |
Term |
| Regular Shares - $100 dividend minimum balance |
0.15
|
0.15
|
n/a |
| Christmas Club -$100 dividend minimum balance |
0.20
|
0.20 |
n/a |
| Penny Savers - $5 minimum balance |
0.15
|
0.15
|
n/a |
| Individual Retirement Account (IRA) - $100 minimum balance |
0.40
|
0.40 |
n/a |
| Teen Advantage Saving - $5 minimum balance |
0.15
|
0.15
|
n/a |
| Money Market- Tier One $500 - $1,999 |
0.15
|
0.16
|
n/a |
| Money Market- Tier Two $2,000 - $9,999 |
0.17 |
0.18
|
n/a |
| Money Market- Tier Three $10,000 - $49,999 |
0.18
|
0.19
|
n/a |
| Money Market- Tier Four $50,000 and over |
0.19
|
0.20
|
n/a |
*APY = Annual Percentage Yield
All rates are subject to change without notice.
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|
|
CERTIFICATE RATES EFFECTIVE JANUARY 2012
|
| Certificatesof Deposit |
Rate |
APY* |
Term |
| 3 Month |
0.19 |
0.20% |
3 |
| 6 Month |
0.29 |
0.30% |
6 |
| 6 Month - Jumbo |
0.39% |
0.40% |
6 |
| 12 Month |
0.39% |
0.40% |
12 |
| 12 Month - Jumbo |
0.49% |
0.50% |
12 |
| 18 Month |
0.49% |
0.50% |
18 |
| 18 Month - Jumbo |
0.59% |
0.60% |
18 |
| 24 Month |
0.69% |
0.70% |
24 |
| 24 Month - Jumbo |
0.79% |
0.80% |
24 |
| 30 Month |
0.79% |
0.80% |
30 |
| 30 Month - Jumbo |
0.89% |
0.90% |
30 |
| 36 Month |
0.89% |
0.60% |
36 |
| 36 Month - Jumbo |
0.99% |
1.00% |
36 |
| 48 Month |
1.09% |
1.10% |
48 |
| 48 Month - Jumbo |
1.19% |
1.20% |
48 |
| 60 Month |
1.39% |
1.40% |
60 |
| 60 Month - Jumbo |
1.48% |
1.50% |
60 |
Note: All rates are subject to change without notice.