Southfield Office        Novi Branch 22250Providence Drive         26850 Providence Parkway Suite #110 Southfield, MI  48075   Novi, MI  48374 (248) 996-6070   (248) 692-0383 Fax: (248) 849-5391    Fax: (248) 662-0385
The Fact Act  On December 4, 2003 President Bush signed into law the Fair and Accurate Credit Transaction (FACT) Act. This Act insures that all United States citizens are treated fairly when they apply for credit and helps monitor their credit history for accurancy and fraud. You can request one FREE credit report from each of the major credit reporting agencies annually.  Online at: www.annualcreditreport.com By mail: Annual Credit Report Request Services P.O. Box 105281 Atlanta, GA 30348-5281 By phone: (877) 322-8228 Your request for a FREE annual credit report through these channels will not adversely afect your credit score or credit history. Credit Union Advantage may report information about your accounts to credit bureaus. Late payments, missed payments, or other defaults on your accounts may also be reflected in your credit report. VISA BUZZ.... Improved monthly statements Improved online access and payment options through eZCardinfo.com Same low fixed rates starting at 9.99%APR (based on credit) Same 25-day grace period Same 24/7 online or phone application process Same friendly efficient member service Apply for your Credit Union Advantage VISA Credit Card today!      Open Your Teen Advantage Account Today  As a Teen Advantage member age 16+, you can enjoy the convenience of having your own checking account and ATM/Debit Mastercard. Use it when you go to the movies, when shopping, at restaurants, and to buy gas if you drive. Plus, use it at ATMs.  Call or stop by the Credit Union office for details and to request these services today. A parent or legal guardian will need to be joint on the account.          Reliable Financial Planning Services are available at a special rate through our arrangement with Lynn Habrowski of America Group Retirement Strategy Center by calling (248) 353-6570. You can set up an appointment to meet with Lynn at your home or at any of our three branch locations. Visit www.lpl.com/lynn.habrowski or ask any credit union employee for additional information. Securities and Insurance products offered through LPL Financial and It's affiliates. Member FINRA/SIPC Not NCUA Insured - No Credit Union Guarantee - May Lose Value LPL Financial is not affiliated with the Credit Union.
You're going to love our Bill Pay! Tired of writing checks, buying stamps and mailing envelopes to pay your bills every month?  Credit Union Advantage offers the convenience, and service you are looking for with online Bill Pay. Online Bill Pay is a quick and easy way to pay all of your bills.  With just a few clicks of your mouse, you can pay anyone online, from your cell phone to your babysitter. With online bill pay, you can set up bills to be paid from your Credit Union Advantage checking account on a one-time or recurring basis, which means regular payments, such as your rent or mortgage, can be automatically paid from your account each month. Plus, payments can be scheduled up to 12 months in advance. Save time,money and late fees.  Sign up NOW through our online access page.
Certificate of Deposit Rates as of October 2010 Term   Regular CD $500- minimum deposit       Jumbo CD $25,000- minimum deposit    6 Month    0.49% APR      0.50% APY      0.59% APR 0.60% APY  12 Month      0.74 % APR    0.75% APY     0.84% APR 0.85% APY  24 Month    1.04% APR    1.05% APY     1.14% APR 1.15% APY  36 Month    1.49% APR    1.50% APY     1.54% APR 1.60% APY  60 Month          2.03% APR       2.05% APY     2.13% APR 2.15% APY  Note: All rates are subject to change without notice. Please call 248-996-6070 to confirm.