Credit Union Advantage

Count on Credit Union Advantage for your back to school shopping and planning....College students can take advantage of Debit/ATM cards, online account access and checking accouts.....Back to School loans are also available as low as 7.50% APR. Ask any Credit Union Advantage Associate for assistance today!

CLICK to enter Credit Union Advantage Net Branch , bill payment, online account access, e-Statement, online check copies and much much more!

Low Rates + Insurance Discounts + FREE CarFax Reports + Relationship Discounts + Terms up to 84 months = Your Best Vehicle Financing Value!

You'll also want to take a good look at the Credit Union Advantage VISA Credit Card-Compare our fixed rates of 9.99%APR*, 10.99%APR or 14.40%APR(depending on your credit score/income) and no annual fee.

Effective immediately, you must "Opt In" to authorize Credit Union Advantage to pay overdrafts on your ATM and DebitCard transations. If you do not "Opt In" to authorize Credit Union Advantage to pay overdrafts, ATM and one-time DebitCard transactions, they will be declined when sufficient funds are not available in your account.

To "Opt In or Out Out"of authorizing Credit Union Advantage to pay overdrafts, you must call (248) 996-6070 ext 102, visit one of our offices, or complete the "Opt In-Opt-Out" form and mail it to one of our offices.

FREE financial counseling, debt reduction plan and credit building assistance is available to Credit Union Advantage members by phone at 877-33ACCEL, in person at more than 24 Michigan offices, or online at www.accelservices.org And now Accel has extended hours! Call or ask for information today.

Credit Union Advantage is excited to offer AlertMe, a new credit-monitoring service designed to help members fight identity theft which is a growing problem that affects millions of Americans. AlertMe gives early warning of activity on your credit report. Since credit report activity can be a sign of possible identity theft, early detection can help you catch problems quickly to minimize losses.

AlertMe monitors your Experian credit file daily. New accounts, credit cards over the credit limit, and address changes are just a few of the items AlertMe monitors. If an activity occurs, AlertMe will send you an email alerting you to the activity. You can log into the AlertMe Web site to read details about the activity and determine if it is suspicious. AlertMe will also send an email to remind you to order your annual free credit reports.

The AlertMe cost is about $4.25 month. Quarterly and annual plans are available at a reduced rate. To enroll or learn more, simply click on the AlertMe link above.

Are you in the market for a new mortgage? Would you like to refinance your existing mortgage?

Through our partnership with Mortgage Center, you can qualify for the best rates, terms and mortgage products around. Consult Mortgage Center today at (888) 562-6865 or click on www.mortgagecuso.com.

Credit Union Advantage also offers closed-end Home Equity Loans and Lines-of-Credit.

CO-OP Network provides extended ATM convenience along with evening and Saturday hours for Credit Union Advantage members. Call toll free 1-888-SITE-COOP or click CO-OP Network to locate the Service Center or ATM nearest you.