Loan Rates


New Auto Loans: Model Years 2015 and Newer

Terms*
in months
Minumum Loan
Amount
730+
A+
Up to 36 $500 1.99%
37 - 48 $5,000 2.24%
49 - 60 $10,000 2.49%
61 - 72 $15,000 2.74%
73 - 84 $20,000 2.99%
85 - 96 $30,000 3.49%

Loan value for New Auto based on MSRP
Loan value for Used Autos based on NADA Clean Retail Value


New Auto Loans: Model Years 2009 - 2014

Terms*
in months
Minumum Loan
Amount
730+
A+
Up to 36 $500 2.24%
37 - 48 $5,000 2.49%
49 - 60 $10,000 2.74%
61 - 72 $15,000 2.99%
73 - 84 $20,000 3.49%
85 - 96 $30,000 3.99%

New Auto Loans: Model Years 2008 and older

Terms*
in months
Minumum Loan
Amount
730+
A+
Up to 36 $500 4.50%
37 - 48 $5,000 4.75%
49 - 60 $10,000 5.00%

Personal Loans (Signature) - over $15,000

Terms*
in months
Minumum Loan
Amount
730+
A+
Up to 36 $15,000 9.49%
37 - 48 $15,000 9.99%
49 - 60 $15,000 10.49%

* Terms may be extended by up to 6 months for members adding Credit Life, Credit Disability,
or GAP to their loan.


Overdraft Line of Credit

Terms*
in months
Minumum Loan
Amount
730+
A+
N/A $250 15.00%

Revolving Line of Credit

Terms*
in months
Minumum Loan
Amount
730+
A+
N/A $250 15.00%

Opportunity Loan

Terms*
in months
Minumum Loan
Amount
730+
A+
6 $500 N/A
12 $500 N/A

Share Secured Loan

Terms*
in months
Minumum Loan
Amount
730+
A+
up to 144 $250 3.99%

Certificate Secured Loan

Terms*
in months
Minumum Loan
Amount
730+
A+
up to 144 N/A Rate issued at 2% over rate of pledged certificate

VISA

Terms*
in months
Minumum Loan
Amount
730+
A+
up to 144 $250 9.99%

Secured VISA

Terms*
in months
Minumum Loan
Amount
730+
A+
up to 144 $250 9.99%

Home Equity Line of Credit

Terms*
in months
Minumum Loan
Amount
730+
A+
up to 240 N/A 5.00%

Ten year draw; ten year payoff
Variable rate can change annually at 2% over prime


Home Equity - Fixed Rate

Terms*
in months
Minumum Loan
Amount
730+
A+
up to 120 N/A 4.00%
121 -180 N/A 5.00%

1st Quarter Loan Promotion

$5,000 Personal Loan at 5%
Up to 60 months

APR = Annual Percentage Rate, based on individual credit history.


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