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Share Secured Loans
Use your savings as collateral for a low-rate loan. As your loan decreases, that amount becomes available to you in your share account.

Call the Mortgage Center at 1-888-562-6865 for additional information and current rates, or click here to visit the Mortgage Center website today.

Home Equity Line-of-Credit Loans
When financing major expenses such as home improvements, vehicles, college, or debt consolidation… take advantage of the equity in your home by using it as collateral for a Credit Union Advantage Home Equity Loan. When you need cash simply write a check, or make transfers through PAT, online banking or mobile banking, or stop by the credit union office.

The interest rate for a home equity loan is based on the Prime Rate, is variable, and is subject to change annually. The rate change can be 2% over the Prime Rate as published in the Wall Street Journal.

When you carry a VISA credit card from your credit union, you’ll find that it’s the only card you need. Features include:

  • Competitive low fixed rate
  • No annual card fee
  • 25 days to repay your balance before a finance charge is imposed
  • ATM cash advances
  • No balance transfer or cash advance fees
  • Cash advances at the same low rate
  • Worldwide acceptance
  • Make payments online through online banking
  • And more

Personal Signature Loans
We offer many loan programs to meet your needs. Whether you need extra cash for holiday shopping, a great vacation, debt consolidation, wedding expenses, or any worthwhile purchase... we can help.

Pre-Approved Loans
Pre-approved loans are available for all of our loan programs. Apply for your loan before you begin shopping. When you have a pre-approved loan, it’s like shopping with cash.

Mechanical Breakdown Insurance
Never worry about the high costs of auto repairs when you purchase Mechanical Breakdown Insurance coverage through Credit Union Advantage. Contact us for details on the type of coverage available to you.