Savings Rates

Savings rates effective May 2016

Savings Rate APY* Term
Regular Shares - $100 dividend minimum balance 0.10 0.10 n/a
Christmas Club -$100 dividend minimum balance 0.15 0.15 n/a
Penny Savers - $5 minimum balance  0.10 0.10 n/a
Individual Retirement Account (IRA) - $100 minimum balance 0.19 0.20 n/a
Teen Advantage Saving - $5 minimum balance  0.10 0.10 n/a
Money Market- Tier One $500 - $1,999 0.12 0.13 n/a
Money Market- Tier Two $2,000 - $9,999 0.15 0.16 n/a
Money Market- Tier Three $10,000 - $49,999 0.18 0.19 n/a
Money Market- Tier Four $50,000 and over 0.19 0.20 n/a

*APY = Annual Percentage Yield
All rates are subject to change without notice.

Certificate Rates

Certificate rates effective May 2016

Certificates of Deposit Rate APY* Term
3 Month 0.19 0.20% 3
6 Month 0.29 0.30% 6
6 Month - Jumbo 0.39% 0.40% 6
12 Month  0.39% 0.40% 12
12 Month - Jumbo 0.49% 0.50% 12
18 Month 0.49% 0.50% 18
18 Month - Jumbo 0.59% 0.60% 18
24 Month 0.69% 0.70% 24
24 Month - Jumbo 0.79% 0.80% 24
30 Month 0.79% 0.80% 30
30 Month - Jumbo 0.89% 0.90% 30
36 Month 0.89% 0.60% 36
36 Month - Jumbo 0.99% 1.00% 36
48 Month 1.09% 1.10% 48
48 Month - Jumbo 1.19% 1.20% 48
60 Month 1.39% 1.40% 60
60 Month - Jumbo 1.48% 1.50% 60

Note: All rates are subject to change without notice.