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Certificate of Deposit

Certificate rates effective July 2018

Certificates of Deposit Rate APY* Term
3 Month 0.240% 0.0240% 3
6 Month 0.499% 0.500% 6
6 Month - Jumbo 0.599% 0.600% 6
12 Month  0.840% 0.840% 12
12 Month - Jumbo 0.940% 0.940% 12
18 Month 0.940% 0.940% 18
18 Month - Jumbo 1.040% 1.050% 18
24 Month 1.040% 1.050% 24
24 Month - Jumbo 1.140% 1.150% 24
30 Month 1.240% 1.250% 30
30 Month - Jumbo 1.340% 1.350% 30
36 Month 1.340% 1.350% 36
36 Month - Jumbo 1.440% 1.450% 36
48 Month 1.640% 1.650% 48
48 Month - Jumbo 1.700% 1.750% 48
60 Month 1.940% 1.960% 60
60 Month - Jumbo 2.040% 2.060% 60

IRA Certificates

Instrument Rate APY* Min Tier Max Tier Comments
12 Month IRA 0.340% 0.350% 500 24,999 Jumbo Rates same as above
18 Month IRA 0.440% 0.450% 500 24,999 Jumbo Rates same as above
24 Month IRA 0.540% 0.550% 500 24,999 Jumbo Rates same as above
36 Month IRA 0.740% 0.750% 500 24,999 Jumbo Rates same as above
48 Month IRA 1.190% 1.200% 100 100,000 Jumbo Rates same as above

IRA

Instrument Rate APY* Min Tier
3 Month 0.190% 0.200% 100

*APY = Annual Percentage Yield
All rates are subject to change without notice.

Savings

Savings rates effective July 2018

Savings Rate APY* Term
Regular Shares 0.100% 0.100% n/a
Penny Savers  0.100% 0.100% n/a
Teen Club  0.100% 0.100% n/a
Christmas Club 0.150% 0.160% n/a

Advantage And Club 55 Interest Checking

Instrument Rate APY* Min Tier
Club 55 0.120% 0.120% 1,000
Advantage Checking 0.120% 0.120% 1,500

Basic Money Market (Must Be Reg .D & Limited In Transactions)

Instrument Rate APY* Min Tier Max Tier
Money Market All Tiers
0.140% 0.150% 500 1,999
0.190% 0.200% 2,000 9,999
0.210% 0.220% 10,000 49,999
0.240% 0.250% 50,000