Deposit Rates
APY = Annual Percentage Yield. Rates effective as of May 31, 2019. Fees may reduce earnings.
Savings
Effective Date: May 20, 2024
| Savings | Rate | APY* |
|---|---|---|
| Regular Shares | 0.025% | 0.025% |
| Penny Savers | 0.025% | 0.025% |
| Christmas Club | 0.120% | 0.120% |
| Teen Club | 0.025% | 0.025% |
Checking
Effective Date: May 20, 2024
| Account | Rate 3dec | APY* 3dec | Min Tier |
|---|---|---|---|
| Club 55 | 0.050% | 0.050% | 1,000 |
| Advanced Checking | 2.950% | 3.000% |
Basic Money Market (Must Be Reg. D Limited in Transactions)
Effective Date: May 20, 2024
| Instrument | Rate | APY* | Min Tier | Max Tier |
|---|---|---|---|---|
| Money Market All Tiers | 0.240% | 0.240% | 500 | 1,999 |
| Money Market All Tiers | 0.270% | 0.270% | 2,000 | 9,999 |
| Money Market All Tiers | 0.320% | 0.320% | 10,000 | 49,999 |
| Money Market All Tiers | 0.350% | 0.350% | 50,000 |
Certificate of Deposit (CDs)
Effective Date: Monday, September 16th, 2024
| Certificates of Deposit | Rate | APY* | Term |
|---|---|---|---|
| 3 Month | 0.600% | 0.600% | 3 |
| 6 Month | 3.210% | 3.260% | 6 |
| 6 Month - jumbo | 3.310% | 3.360% | 6 |
| 12 Month | 3.450% | 3.510% | 12 |
| 12 Month - jumbo | 3.550% | 3.610% | 12 |
| 18 Month | 2.500% | 2.530% | 18 |
| 18 Month - jumbo | 2.600% | 2.630% | 18 |
| 24 Month | 2.350% | 2.380% | 24 |
| 24 Month - jumbo | 2.360% | 2.390% | 24 |
| 30 Month | 2.170% | 2.190% | 30 |
| 30 Month - jumbo | 2.180% | 2.200% | 30 |
| 36 Month | 2.180% | 2.200% | 36 |
| 36 Month - jumbo | 2.190% | 2.210% | 36 |
| 48 Month | 2.190% | 2.210% | 48 |
| 48 Month - jumbo | 2.200% | 2.220% | 48 |
| 60 Month | 2.250% | 2.270% | 60 |
| 60 Month - jumbo | 2.260% | 2.280% | 60 |
Individual Retirement Accounts (IRAs)
Effective Date: December 20, 2023
| Instrument | Rate | APY* | Min Tier | Max Tier | Comments |
|---|---|---|---|---|---|
| 12 Month IRA | 2.900% | 2.940% | 500 | 24,999 | Jumbo Rates same as above |
| 18 Month IRA | 2.500% | 2.530% | 500 | 24,999 | Jumbo Rates same as above |
| 24 Month IRA | 2.350% | 2.380% | 500 | 24,999 | Jumbo Rates same as above |
| 30 Month IRA | 2.170% | 2.190% | 500 | 24,999 | Jumbo Rates same as above |
| 36 Month IRA | 2.180% | 2.200% | 500 | 24,999 | Jumbo Rates same as above |
| 48 Month IRA | 2.190% | 2.210% | 500 | 24,999 | Jumbo Rates same as above |
| 60 Month IRA | 2.250% | 2.270% | 500 | 24,999 | Jumbo Rates same as above |
IRA
Effective Date: May 20, 2024
| Instrument | Rate 3dec | APY* 3dec | Min Tier |
|---|---|---|---|
| Savings | 0.150% | 0.150% | 100 |
| *APY = Annual Percentage Yield All rates are subject to change without notice. | |||
APY = Annual Percentage Yield.
All rates are subject to change without notice