Deposit Rates

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Deposit Rates

APY = Annual Percentage Yield. Rates effective as of May 31, 2019. Fees may reduce earnings.

Savings
Effective Date: May 20, 2024
SavingsRateAPY*
Regular Shares 0.025% 0.025%
Penny Savers 0.025% 0.025%
Christmas Club 0.120% 0.120%
Teen Club 0.025% 0.025%

Checking
Effective Date: May 20, 2024
AccountRate 3decAPY* 3decMin Tier
Club 55 0.050% 0.050% 1,000
Advanced Checking 2.950% 3.000%  

Basic Money Market (Must Be Reg. D Limited in Transactions)
Effective Date: May 20, 2024
InstrumentRateAPY*Min TierMax Tier
Money Market All Tiers 0.240% 0.240% 500 1,999
Money Market All Tiers 0.270% 0.270% 2,000 9,999
Money Market All Tiers 0.320% 0.320% 10,000 49,999
Money Market All Tiers 0.350% 0.350% 50,000  

Certificate of Deposit (CDs)
Effective Date: November 2, 2022
Certificates of DepositRateAPY*Term
3 Month 0.600% 0.600% 3
6 Month 2.500% 2.530% 6
6 Month - jumbo 2.600% 2.630% 6
12 Month 3.100% 3.150% 12
12 Month - jumbo 3.200% 3.250% 12
18 Month 2.500% 2.530% 18
18 Month - jumbo 2.600% 2.630% 18
24 Month 2.350% 2.380% 24
24 Month - jumbo 2.360% 2.390% 24
30 Month 2.170% 2.190% 30
30 Month - jumbo 2.180% 2.200% 30
36 Month 2.180% 2.200% 36
36 Month - jumbo 2.190% 2.210% 36
48 Month 2.190% 2.210% 48
48 Month - jumbo 2.200% 2.220% 48
60 Month 2.250% 2.270% 60
60 Month - jumbo 2.260% 2.280% 60

Individual Retirement Accounts (IRAs)
Effective Date: December 20, 2023
InstrumentRateAPY*Min TierMax TierComments
12 Month IRA 2.900% 2.940% 500 24,999 Jumbo Rates same as above
18 Month IRA 2.500% 2.530% 500 24,999 Jumbo Rates same as above
24 Month IRA 2.350% 2.380% 500 24,999 Jumbo Rates same as above
30 Month IRA 2.170% 2.190% 500 24,999 Jumbo Rates same as above
36 Month IRA 2.180% 2.200% 500 24,999 Jumbo Rates same as above
48 Month IRA 2.190% 2.210% 500 24,999 Jumbo Rates same as above
60 Month IRA 2.250% 2.270% 500 24,999 Jumbo Rates same as above

IRA
Effective Date: May 20, 2024
InstrumentRate 3decAPY* 3decMin Tier
Savings 0.150% 0.150% 100
*APY = Annual Percentage Yield
All rates are subject to change without notice.

APY = Annual Percentage Yield.
All rates are subject to change without notice

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