How many credit cards do you carry in your wallet? If you are using department store credit cards, you may be paying up to 25% interest on those balances. If you have a lot of cards with available credit limits, that could be affecting your credit score. And, some cards may be charging you high annual fees, as well as fees for cash advances and balance transfers.
When you carry a VISA credit card from your credit union, you'll find that it’s the only card you need. Features include:
VISA Checkout – Making Online Shopping Easy
Spend less time filling out forms when you shop online. When using a smartphone, tablet, laptop or desktop, Visa Checkout works with your Credit Union Advantage Visa credit card, no matter where you are. So, shopping stays convenient and paying online gets even easier.
Sign up and speed through your online shopping experiences with a single account that can be used across all your devices.
Whenever you shop on your favorite sites, keep an eye out for the Visa Checkout button. Once you select Visa Checkout, all you have to do is log in and confirm your payment. Visa Checkout saves your payment and shipping information, so there’s no time wasted. Three clicks and you’re done.
Visa keeps all your account information safe and secure so that you can pay online in a snap. And because companies trust Visa with their transactions, they are adding more and more retailers all the time. Select from many merchants including Under Armour, Staples, Starbucks, GAP, Best Buy, Kohls, Lands’ End, and more.
Click here to sign up today! Make online shopping a snap!
If you do not currently have a Credit Union Advantage Visa credit card, click here to apply today!
Why not use a credit card that earns you points every time you use it? Your Credit Union Advantage VISA earns points for all purchases. These points can then be used to obtain merchandise, discounts on travel, entertainment, and more. Choose from thousands of items from such businesses as Apple, Dyson, and Sony.
Visit scorecardrewards.com to register, as well as to view and redeem your points.
If you need to establish a credit history for the first time, or if your credit has been damaged in the past, consider a Share-Pledged VISA to help get you on the right track. This program allows you to have a VISA credit card that is secured by funds in your savings account. As you use your card and make your payments on time, you are helping to either establish or improve your credit score.
Perhaps you are expecting an income tax refund, or you already have a savings balance. Use that money as security for your Share-Secured VISA and work towards a better credit rating. For additional information, call or stop by the credit union office today.
EMV Chip Technology Coming Soon
The Credit Union Advantage VISA card will soon include the latest EMV chip technology, providing increased security for your VISA credit card. When you use your card in a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud. Not all terminals accept chip technology at this time, but more and more merchants are being added every day. You will be advised at the point of purchase.