Enjoy the power to make purchases on the spot — while earning rewards points for every swipe.
- Competitive Rates
- ScoreCard Rewards
- Local Service
- Competitively low, fixed rate
- Earn ScoreCard Rewards when you shop and manage your points online
- Visa® Checkout lets you use a single account across all your devices
- No annual card fee
- 25 days to repay your balance before a finance charge is imposed
- ATM cash advances
- Cash advances at the same low rate
- Worldwide acceptance
- Make payments quickly and securely through online banking
- EMV chip technology for greater security when making purchases
- Protect your credit card with SecurLOCK Equip
Already have a credit card from somewhere else?
How many credit cards do you carry in your wallet? If you are using department store credit cards, you may be paying up to 25% interest on those balances. If you have a lot of cards with available credit limits, that could be affecting your credit score. And some cards may be charging you high annual fees, as well as fees for cash advances and balance transfers.
Making Online Shopping Easy
Spend less time filling out forms when you shop online. When using a smartphone, tablet, laptop or desktop, Visa Checkout works with your Credit Union Advantage Visa credit card — no matter where you are. So, shopping stays convenient and paying online gets even easier.
Sign up and speed through your online shopping experiences with a single account that can be used across all your devices.
Whenever you shop on your favorite sites, keep an eye out for the Visa Checkout button. Once you select Visa Checkout, all you have to do is log in and confirm your payment. Visa Checkout saves your payment and shipping information, so there’s no time wasted. Three clicks and you’re done.
Visa keeps all your account information safe and secure so that you can pay online in a snap. And because companies trust Visa with their transactions, they are adding more and more retailers all the time. Select from many merchants including Under Armour, Staples, Starbucks, GAP, Best Buy, Kohls, Lands’ End, and more.
Make online shopping a snap — sign up online today.
If you need to establish a credit history for the first time, or if your credit has been damaged in the past, consider a Share-Pledged Visa to help get you on the right track. This program allows you to have a Visa credit card that is secured by funds in your savings account. As you use your card and make your payments on time, you are helping to either establish or improve your credit score.
Perhaps you are expecting an income tax refund, or you already have a savings balance. Use that money as security for your Share-Secured Visa and work towards a better credit rating. For additional information, call or stop by the credit union office today.